Gray Point Homes Blog

7 Easy Care Tips to Maintain New Home Furniture

Moving
One of the best parts of buying a new house is outfitting it with brand new furniture. But, how do you keep that new home furniture looking as nice as the day you got it? Whether you have kids, pets, or both, there's a lot you can do to maintain your furniture after buying it. If you want to keep your furniture in good condition for as long as possible, these seven care tips are sure to help.

Top 10 Bathroom Design Trends of 2018

Bathroom Trends
Bathrooms are often known as the most expensive rooms in a house by square feet. But, for all their priciness, bathroom design trends move slowly -- meaning you will get years of bang for your buck. If you're planning to remodel a bathroom or are building a new home, your return on investment might astound you. Real estate agents say that money invested in bathroom remodeling is typically won back in added sale value to the home -- and then some. But you don't have to take our word for it! We've found the top ten bathroom design trends of 2018:

Top 10 Kitchen Design Trends of 2018

Meridian Kitchen - Lakeside at Tessera
Kitchen remodeling is big business. On average, a kitchen remodel is around $21,000. Since the kitchen is the heart of the home, some homeowners will go all out, spending upwards of $50,000! Even if you are not Martha Stewart in the kitchen, you want your kitchen to be inviting. You want your kitchen design to work for you. It's where your family gathers, where homework and school projects get done, and where your friends congregate during a party. It is probably the room in your home that can make or break a real estate sale. If you are thinking about putting a new kitchen in your home, you will want to read on to learn about the top ten kitchen design trends of 2018.

The Ultimate New Home Maintenance Checklist

New Home Checklist
When you first buy a new home, you want to make sure to keep it looking new for as long as possible. In order to do that, you'll need to make sure that your home's maintenance is always in top shape. Luckily, you won't have to memorize everything that you need to do for your home! There are many things that need to be taken care of when caring for your new home, so having a list of everything to do is vital. Read on to find out what is on the ultimate new home maintenance checklist!

Top 9 Lawn Restoration Tips for an Unhealthy Lawn

Lawn Restoration
Your lawn is one of the first things people see as they approach your home. That's why you want it looking its best at all times. But, what happens when your grass gets splotchy or begins to die? You'll need to learn how to revive dead grass, which is possible if you follow the proper steps. If you're a novice with grass care and need to know how to fix dead grass, then you're in the right place. In this article, we're discussing some lawn restoration tips so you can have a nice lawn again. Keep reading to learn more.

Top 5 Landscaping Design Trends of 2018

Landscaping
Here's a breath of fresh air: Did you know that lawns are a more effective producer of oxygen than trees? And that's not the only reason you should care about landscaping design. Front yard and backyard design ideas can be a fun and essential part of home life, and can also increase the value and curb appeal of your property. Whether you are interested in buying a home or selling one, it's important to stay up-to-date on the trends in landscaping and outdoor design. Let's look at the top five landscaping design trends of 2018:

The Best Exterior Paint Trends of 2018

Exterior Paint
Repainting your home is a great way to modernize the exterior without breaking the bank. Whether you're buying a new home or redoing your existing home, repainting is the perfect way to bring the house into style! It's not too late in the season to paint! There's still enough time before winter comes to refresh the exterior of your home with one of this year's hottest colors. Read on for our guide on the best exterior paint colors of 2018-19.

Tax Benefits of Buying a Home

Signing
There can be many tax deductions for purchasing properties. Deductions reduce your taxable income and thus result in lower taxes owed. It is useful to learn the tax benefits before buying a property or when considering renting versus buying. This article provides an overview of tax deductions for purchasing properties in Texas. Always check with a Tax Professional for the most up-to-date advice.

Energy Efficient Home Building

Energy Efficiency
When building a new home, there are several features that come standard that can significantly reduce energy consumption and lower expenses over time. People normally refer to appliances when evaluating energy efficiency, but there are many building materials that involve energy utilization. The following are some Texas new home energy saving ideas to consider.

Helpful Real Estate Terminology

Realtor
The home purchasing and selling steps are elaborate enough to begin with. Real estate terminology can complicate it further, particularly if you are a first time buyer. Below you will find definitions on popular real estate terminology in Texas. This may help you better comprehend the buying and selling process.

Buying a New Home – How Much Should You Spend?

Piggy Bank
The maximum amount you can spend on your new home loan can easily be determined by a mortgage lender. How much you should spend is more personal and depends on your new home needs, budget and financial goals.

Interest Rate Changes

Couple Working with Realtor
When you are pre-approved for a home loan, it is based on a certain recurring payment. The mortgage rate is assumed (in addition to other figures such as property taxes and property insurance). Mortgage rate fluctuations affect mortgage pre-approvals since it impacts the principal and interest component of the monthly payment. It is useful for home buyers to understand this because a fluctuation in rates can impact purchase price limits.

Pre-Paid Expenses

Couple Looking at Home
Closing costs typically include charges required by lenders and other parties. Pre-paid costs and escrows are also included in settlement statements and are frequently referred to as closing costs, but are actually a separate category. Information on pre-paid expenses and escrows for Gray Point Homes closings is provided in this article.

Monthly Mortgage Payments

Puppy
It is useful to find out what is included in your Gray Point Homes monthly home loan payments for budgeting purposes. The acronym PITI is commonly used to remember the items, which are principal, interest, taxes, and insurance. All mortgages do not automatically include each of these. It will vary based on your specific loan.

Information on Income To Debt Ratio For Gray Point Homes Mortgage Pre-approvals

Couple Moving
Personal finances play a large role in home loan pre-approvals. All lenders evaluate your assets, earnings, credit score and existing debts. These determine whether you qualify for a mortgage and for what amount. Below is information on income to debt ratio for Texas mortgage pre-approvals. It is especially helpful to use Gray Point Homes preferred lender. Their team of mortgage professionals will guide you through every step of the mortgage process.

Mortgage Steps for Buying Your New Gray Point Home

Mother with Baby
There are several major distinct steps in the real estate purchase process, and several relate to the mortgage. It may be confusing for both first time and repeat home buyers. This blog offers important information on mortgage steps for buying your new Gray Point Home and covers what you may want to know prior to starting the process.

Texas Home Buyer Relocation Advice

Family Moving
Moving to a new community can be stressful. There are several factors to take into account including rating of local schools, local amenities, crime levels, tax rates and commuting to employment. The following is some useful advice when relocating to a new Gray Point Home.

Home Energy Saving Tips

Energy Efficiency
Minimizing energy usage in your new Gray Point Home is not only good for the environment but will also reduce your expenses. There are things that you can do all year long. Below you will find ways to reduce energy use in your new home.